Smart Finance

Smart Finance is the official financial credit provider of Building Depot. With Smart Finance, our customers get access to flexible credit services designed to make every home improvement project easier and more affordable.

Why Choose Smart Finance?

• ✅ Flexible credit services tailored to your needs
• ✅ Easy monthly installments that fit your budget
• ✅ Perfect for renovations, upgrades, and home improvement projects

 

📌 Credit Card System: Enjoy the flexibility of a traditional credit card with exclusive Building Depot benefits:

• Bronze, Silver, and Gold tiers
• Credit limit up to XCG 5,000
• 1.5% monthly interest on balance
• 10% minimum monthly payment
• Use, repay, and reuse whenever you need

📌 Fasilito Credit: Perfect for smaller projects and quick upgrades.

• Borrow between XCG 750 – XCG 3,000
• Fixed 20-month repayment plan
• Open credit: once repaid, the balance becomes available again

📌 Installment Credit: Finance larger purchases with flexible terms.

• Amounts from XCG 500 – XCG 5,000
• Repayment terms between 5 to 36 months

Monthly payments based on a quote from any Building Depot department